Western Colorado’s Premier Independent Insurance Broker

Insurance Planning Alternatives is an independent broker agency that represents many companies across many lines of insurance. We strive to find the best possible coverage with the lowest premiums by doing the shopping for our clients among all the carriers – not only with Medicare Supplements, but also in the personal lines of insurance such as home/property, auto, disability, life, and individual and group health. We realize that each client is unique in their circumstance, so what is right for one client may not be right for the next client, which is exactly why we provide many options. We pride our agency on the fact that Insurance Planning Alternatives really can serve our clients as one stop shopping for all their insurance needs.

Medicare Supplement Open Enrollment – NOW THROUGH DECEMBER 7TH

Independent Brokers Working for You!

Looking for a new insurance plan but don’t know where to start? Contact our team, and we will help you find the perfect plan for you!

Qualified Professionals


With our in-depth knowledge of the insurance industry, we can help you find the right fit for your insurance needs. From auto to medicare supplements, we have you covered. It’s what we do. 

Customized Service

As independent insurance brokers, we are not tied to any insurance company. Instead, we work with your best interests in mind—providing you with customized coverage to protect the things you value most.

Comprehensive Analysis

Whether you are looking to buy insurance for your home, car, or business, our agents will provide you with an objective analysis of the marketplace to guide you in the right direction.

Our Speciality

No matter the type of insurance you are looking for, ISP can help you find the perfect solutions for your assets and ensure your complete satisfaction long after the sale.

Call 970-242-7526 to set up a comprehensive analysis of your current insurance puzzle. Let’s solve it together!

Our Product Providers


My husband and I appreciate the personal attention given to our insurance needs from Greg and Barbara. We found them plus all the staff to be friendly knowledgeable professional but mostly driven to assist and give their time in helping us understand all the different nuances of the changing Medicare program and guide us in the best choice for us. We are extremely pleased with their service and hope to return for many years to come!

Linda M-

IPA offers excellent service and assistance. Navigating the Medicare quagmire is very difficult and understanding the many options available is almost impossible. The great people at IPA really helped us find the right choice for our budget, age and circumstances. It could have cost much more if we had not had this advice. I would definitely contact them prior to beginning your Medicare journey or for any other insurance information, questions or concerns. They are fantastic!!!!

Anthony R.-

“IPA was wonderful to work with when the customer reps at Connect Colorado didn’t seem to understand my situation. Nikki at IPA was able to get me properly setup for insurance following a life changing event. IPA have been very helpful and knowledgeable when it comes to understanding the complexities of the Marketplace.”

Dean D. –

“They helped simplify a process that felt overwhelming to me. I can’t recommend enough reaching out and setting up an appointment! Sarah helped me chose a plan that best fit me and my needs.”

Sarah B. –

“Greg helped me navigate the healthcare morass with humor and clarity. We use IPA for Medicare assistance as well. Always a good experience. The associates are always prepared for our questions with good information.”

Claire S. –

Insurance Planning Alternatives, Inc. was so, so helpful and I am super happy with their advice and knowledge in helping me choose a plan that was best for me!

Lisa R. –

Get a Quote

Your information is valued at Insurance Planning Agency. We will not disclose any of your information.


  • 2795 Skyline Court
  • Grand Junction, CO 81506
  • US





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