Insurance Planning Alternatives

Western Slope’s Premier Independent Insurance Broker

YOUR LOCAL TRUSTED CHOICE

Comprehensive Insurance Coverage for Individuals and Families

Welcome to Insurance Planning Alternative, where we’ve been Solving Your Insurance Puzzle since 1980. As your local trusted choice and premier independent insurance broker, Insurance Planning Alternatives represents many companies across many lines of insurance. We strive to find the best possible coverage with the lowest premiums by doing the shopping for our clients among all the carriers – not only with Medicare Supplements, but also in the personal lines of insurance such as home/property, auto, disability, life, and individual and group health. We realize that each client is unique in their circumstance, so what is right for one client may not be right for the next client, which is exactly why we provide many options. We pride our agency on the fact that Insurance Planning Alternatives really can serve our clients as one stop shopping for all their insurance needs. We are here to solve your insurance puzzle. Explore our website to discover how we can be your trusted partner in ensuring a secure and protected future.

PROUDLY SERVING THESE COMMUNITIES AND THE STATE OF COLORADO:

Grand Junction – Fruita – Palisade – Clifton, Orchard Mesa – Loma
Mack – Delta – Olathe – DeBeque – Parachute – Glenwood Springs – Vail

CONNECT FOR HEALTH ENROLLMENT REMINDER:

OPEN ENROLLMENT IS NOW!

Open enrollment runs from November 1st through January 15th

Enroll by December 15th to have coverage to start on January 1st.

Enroll by January 15th to have coverage start February 1st.

Our Stories

Real Customers Share How Insurance Planning Alternatives Helped Them

Chris shares how Greg  helped her and her husband control their Medicare Supplement Plan during her husband's battle with cancer.
Joe shares how Joanna helped him navigate a Medicare Supplement plan after his medical insurance abruptly canceled.
Russ shares how Barbara helped him find the right Medicare Supplement plan after leaving behind his health insurance of 42 years when he retired.

Independent Brokers Working for You!

Looking for a new insurance plan but don’t know where to start? Contact our team, and we will help you find your perfect plan!

Qualified Professionals

 

With our in-depth knowledge of the insurance industry, we can help you find the right fit for your insurance needs. From auto to medicare supplements, we have you covered. It’s what we do. 

Customized Service

As independent insurance brokers, we are not tied to any one insurance company. Instead, we work with your best interests in mind—providing you with customized coverage to protect the things you value most.

Comprehensive Analysis

No matter what type of insurance you are looking for, our agents will provide you with an objective analysis of the insurance marketplace to guide you in the right direction.

Grand Junction Medicare Solutions

Insurance Planning Alternatives | Western Colorado’s Premier Medicare Experts

Navigating Medicare can be complex, but it doesn’t have to be. Insurance Planning Alternatives is here to simplify the process for you. As your trusted local Medicare experts, we’ll guide you through the intricacies of Medicare Supplements, Medicare Advantage, and Part D plans. Our goal is to find the perfect plan that fits your unique needs and budget. Let us help you make informed decisions about your healthcare future.

Medicare Supplement Options Are Now Available!

Medicare Supplement Insurance Plans | Grand Junction, CO | Insurance Planning Alternatives

Medicare Supplement Insurance Plans

Medicare Supplement plans, also known as Medigap plans, help cover the gaps in Original Medicare. These plans offer additional coverage for costs like deductibles, copayments, and coinsurance, providing financial protection.

  • Help pay for out-of-pocket costs associated with Original Medicare.
  • Offer nationwide coverage, allowing you to see any Medicare-approved doctor.
  • Provide peace of mind with comprehensive coverage.
  • Complement your Original Medicare benefits for complete protection.
Medicare Advantage Plans | Grand Junction, CO | Insurance Planning Alternatives | IPA

Medicare Advantage Plans

Medicare Advantage plans provide a comprehensive alternative to Original Medicare. These plans combine Parts A, B, and often Part D coverage into a single, all-inclusive package. Many plans also offer additional benefits like vision, dental, and fitness services.

  • All-in-one coverage for medical, hospital, and often prescription drug costs.
  • Access additional benefits like vision, dental, and fitness services.
Medicare Part D Plans | Grand Junction, CO | Insurance Planning Alternatives

Medicare Part D Plans

Medicare Part D plans provide essential prescription drug coverage, helping you manage medication costs effectively. These plans offer significant savings on a wide range of prescriptions, ensuring you can afford the medications you need.

  • Gain access to an extensive selection of prescription drugs.
  • Potentially reduce your out-of-pocket expenses for medications.
  • Simplify medication management by consolidating your prescription needs into a single, comprehensive plan.
Medicare Supplement Insurance Plans | Grand Junction, CO | Insurance Planning Alternatives

Medicare Supplement Insurance Plans

Medicare Supplement plans, also known as Medigap plans, help cover the gaps in Original Medicare. These plans offer additional coverage for costs like deductibles, copayments, and coinsurance, providing financial protection.

  • Help pay for out-of-pocket costs associated with Original Medicare.
  • Offer nationwide coverage, allowing you to see any Medicare-approved doctor.
  • Provide peace of mind with comprehensive coverage.
  • Complement your Original Medicare benefits for complete protection.
Medicare Advantage Plans | Grand Junction, CO | Insurance Planning Alternatives | IPA

Medicare Advantage Plans

Medicare Advantage plans provide a comprehensive alternative to Original Medicare. These plans combine Parts A, B, and often Part D coverage into a single, all-inclusive package. Many plans also offer additional benefits like vision, dental, and fitness services.

  • All-in-one coverage for medical, hospital, and often prescription drug costs.
  • Access additional benefits like vision, dental, and fitness services.
Medicare Part D Plans | Grand Junction, CO | Insurance Planning Alternatives

Medicare Part D Plans

Medicare Part D plans provide essential prescription drug coverage, helping you manage medication costs effectively. These plans offer significant savings on a wide range of prescriptions, ensuring you can afford the medications you need.

  • Gain access to an extensive selection of prescription drugs.
  • Potentially reduce your out-of-pocket expenses for medications.
  • Simplify medication management by consolidating your prescription needs into a single, comprehensive plan.

Our Speciality

No matter the type of insurance you are looking for, IPA can help you find the perfect solutions for your assets and ensure your complete satisfaction long after the sale.

Call 970-242-7526 to set up a comprehensive analysis of your current insurance puzzle. Let’s solve it together!

Our Product Providers

 
Anthem Blue Cross Blue Shield
CIGNA
Delta Dental
Colonial Life
AFLAC
MedicoCorp
Pinnacol Assurance
Principal Financial Group
Progressive Insurance
Safeco Insurance
Sunlife Financial Canada
The Guardian Life Insurance Co
Travelers Insurance
 

Testimonials

My husband and I appreciate the personal attention given to our insurance needs from Greg and Barbara. We found them plus all the staff to be friendly knowledgeable professional but mostly driven to assist and give their time in helping us understand all the different nuances of the changing Medicare program and guide us in the best choice for us. We are extremely pleased with their service and hope to return for many years to come!

Linda M-

IPA offers excellent service and assistance. Navigating the Medicare quagmire is very difficult and understanding the many options available is almost impossible. The great people at IPA really helped us find the right choice for our budget, age and circumstances. It could have cost much more if we had not had this advice. I would definitely contact them prior to beginning your Medicare journey or for any other insurance information, questions or concerns. They are fantastic!!!!

Anthony R.-

“IPA was wonderful to work with when the customer reps at Connect Colorado didn’t seem to understand my situation. Nikki at IPA was able to get me properly setup for insurance following a life changing event. IPA have been very helpful and knowledgeable when it comes to understanding the complexities of the Marketplace.”

Dean D. –

“They helped simplify a process that felt overwhelming to me. I can’t recommend enough reaching out and setting up an appointment! Sarah helped me chose a plan that best fit me and my needs.”

Sarah B. –

“Greg helped me navigate the healthcare morass with humor and clarity. We use IPA for Medicare assistance as well. Always a good experience. The associates are always prepared for our questions with good information.”

Claire S. –

Insurance Planning Alternatives, Inc. was so, so helpful and I am super happy with their advice and knowledge in helping me choose a plan that was best for me!

Lisa R. –

Get a Quote

Your information is valued at Insurance Planning Agency. We will not disclose any of your information.

ADDRESS

  • 2795 Skyline Court
  • Grand Junction, CO 81506
  • US

Phone

9702427526

Email

info@ipagj.com

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