Insurance Planning Alternatives
Western Slope’s Premier Independent Insurance Broker
YOUR LOCAL TRUSTED CHOICE
Comprehensive Insurance Coverage for Individuals and Families
Welcome to Insurance Planning Alternative, where we’ve been Solving Your Insurance Puzzle since 1980. As your local trusted choice and premier independent insurance broker, Insurance Planning Alternatives represents many companies across many lines of insurance. We strive to find the best possible coverage with the lowest premiums by doing the shopping for our clients among all the carriers – not only with Medicare Supplements, but also in the personal lines of insurance such as home/property, auto, disability, life, and individual and group health. We realize that each client is unique in their circumstance, so what is right for one client may not be right for the next client, which is exactly why we provide many options. We pride our agency on the fact that Insurance Planning Alternatives really can serve our clients as one stop shopping for all their insurance needs. We are here to solve your insurance puzzle. Explore our website to discover how we can be your trusted partner in ensuring a secure and protected future.
PROUDLY SERVING THESE COMMUNITIES AND THE STATE OF COLORADO:
Grand Junction – Fruita – Palisade – Clifton, Orchard Mesa – Loma
Mack – Delta – Olathe – DeBeque – Parachute – Glenwood Springs – Vail
Our Stories
Real Customers Share How Insurance Planning Alternatives Helped Them
Chris shares how Greg helped her and her husband control their Medicare Supplement Plan during her husband's battle with cancer.
Joe shares how Joanna helped him navigate a Medicare Supplement plan after his medical insurance abruptly canceled.
Russ shares how IPA helped him find the right Medicare Supplement plan after leaving behind his health insurance of 42 years when he retired.
Independent Brokers Working for You!
Looking for a new insurance plan but don’t know where to start? Contact our team, and we will help you find your perfect plan!
Qualified Professionals
Customized Service
As independent insurance brokers, we are not tied to any one insurance company. Instead, we work with your best interests in mind—providing you with customized coverage to protect the things you value most.
Comprehensive Analysis
No matter what type of insurance you are looking for, our agents will provide you with an objective analysis of the insurance marketplace to guide you in the right direction.
Grand Junction Medicare Solutions
Insurance Planning Alternatives | Western Colorado’s Premier Medicare Experts
Navigating Medicare can be complex, but it doesn’t have to be. Insurance Planning Alternatives is here to simplify the process for you. As your trusted local Medicare experts, we’ll guide you through the intricacies of Medicare Supplements, Medicare Advantage, and Part D plans. Our goal is to find the perfect plan that fits your unique needs and budget. Let us help you make informed decisions about your healthcare future.
Medicare Supplement Options Are Now Available!
Medicare Supplement Insurance Plans
Medicare Supplement plans, also known as Medigap plans, help cover the gaps in Original Medicare. These plans offer additional coverage for costs like deductibles, copayments, and coinsurance, providing financial protection.
- Help pay for out-of-pocket costs associated with Original Medicare.
- Offer nationwide coverage, allowing you to see any Medicare-approved doctor.
- Provide peace of mind with comprehensive coverage.
- Complement your Original Medicare benefits for complete protection.
Medicare Advantage Plans
Medicare Advantage plans provide a comprehensive alternative to Original Medicare. These plans combine Parts A, B, and often Part D coverage into a single, all-inclusive package. Many plans also offer additional benefits like vision, dental, and fitness services.
- All-in-one coverage for medical, hospital, and often prescription drug costs.
- Access additional benefits like vision, dental, and fitness services.
Medicare Part D Plans
Medicare Part D plans provide essential prescription drug coverage, helping you manage medication costs effectively. These plans offer significant savings on a wide range of prescriptions, ensuring you can afford the medications you need.
- Gain access to an extensive selection of prescription drugs.
- Potentially reduce your out-of-pocket expenses for medications.
- Simplify medication management by consolidating your prescription needs into a single, comprehensive plan.
Medicare Supplement Insurance Plans
Medicare Supplement plans, also known as Medigap plans, help cover the gaps in Original Medicare. These plans offer additional coverage for costs like deductibles, copayments, and coinsurance, providing financial protection.
- Help pay for out-of-pocket costs associated with Original Medicare.
- Offer nationwide coverage, allowing you to see any Medicare-approved doctor.
- Provide peace of mind with comprehensive coverage.
- Complement your Original Medicare benefits for complete protection.
Medicare Advantage Plans
Medicare Advantage plans provide a comprehensive alternative to Original Medicare. These plans combine Parts A, B, and often Part D coverage into a single, all-inclusive package. Many plans also offer additional benefits like vision, dental, and fitness services.
- All-in-one coverage for medical, hospital, and often prescription drug costs.
- Access additional benefits like vision, dental, and fitness services.
Medicare Part D Plans
Medicare Part D plans provide essential prescription drug coverage, helping you manage medication costs effectively. These plans offer significant savings on a wide range of prescriptions, ensuring you can afford the medications you need.
- Gain access to an extensive selection of prescription drugs.
- Potentially reduce your out-of-pocket expenses for medications.
- Simplify medication management by consolidating your prescription needs into a single, comprehensive plan.
Call 970-242-7526 to set up a comprehensive analysis of your current insurance puzzle. Let’s solve it together!
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